I miss plain English. “Technical debt” is a dumb neologism part of the pretense that agile is something new. It isn’t. It’s the worst habits from before plus a lot more meetings,
“Team” comes from sports and is an inaccurate choice for software collaboration. Software developers who work together with the task granularity of a sports team aren’t going to get much done.
And the emphasis on teamwork deprecates exceptional people who can handle large amounts of responsibility; it deprecates the desire to concentrate or shut out interruptions, seen as “not a team player.”
Our industry is a shadow of what it was a few decades ago. The most important part of software development isn’t writing sttupid unit tests, it’s being able to concentrate uninterrupted.